By using CalQLife with your clients they will benefit from a greatly enhanced understanding of the need for comprehensive financial protection. Your clients will also understand that shortfalls are likely to continue to exist even when they have previously purchased sickness and/or life protection.
For the first time, your clients will gain a deep understanding of the financial protection that you will be recommending to them and will be able to correlate the sums assured that you are recommending to their own financial position.
Where your client cannot afford to cover every area of shortfall they will be able to see their personal financial protection gap closing each time you review their situation and gradually build their cover within their affordability.
Your client will also understand their level of monthly affordability thanks to the comprehensive affordability budget within the CalQLife system.